While living in a home with a beautifully rustic thatched roof might seem like a dream come true, finding thatched roof insurance that doesn’t break the bank can be a total nightmare.
Standard insurers have a habit of either refusing cover altogether or inflating premiums leaving homeowners in a rather tricky situation – but it’s not all doom and gloom! At Quoteline Direct, we don’t think you should be punished for seeking out a property with character and charm. That’s why we will help you find thatched roof house insurance at the right price.
Thatched roofs are wonderfully attractive, but they also come with unique responsibilities and maintenance requirements. Thatched house insurance is designed to protect your home and its contents so that you can occupy the property with peace of mind. Insurance offers a financial security net in the event of a natural disaster, accidental damage and is a must-have for all thatched homes.
Specialist thatched roof insurance does not have to mean unaffordable premiums. However, at Quoteline Direct we offer competitive quotes from a selection of carefully chosen thatched roof insurance experts. Each quote is tailored to meet your individual needs and we will ensure you’re adequately covered from the moment you take out the policy. We know that price is an important factor for many families and homeowners which is why we do everything in our power to keep the cost of thatched roof insurance as low as possible.
If you live in a building with a thatched roof, you can expect to pay higher thatched roof property insurance premiums – but why do so many insurers up their costs significantly? Well, thatched properties are considered a greater fire risk – particularly if a home has other quirky characteristics such as an open fire or a wood-burning stove. The potential cost of rebuilding following an incident is what bumps insurance prices so high. As most thatched buildings are listed buildings with significant historic value, the cost of restoring them to their former glory can be expensive.
What’s more, thatched properties often need an increasing amount of work in comparison to tiled roofs and therefore this is taken into consideration by insurers.
To find out more about how Quoteline Direct can help you find sensibly priced thatched property insurance call our dedicated ‘non-standard’ home insurance department on 0161 874 4171.
